This Policy applies to our customers, passengers, agents, vendors, suppliers, partners (such as referral and business partners), contractors and service providers (collectively “you”, “your” or “yours”)
“Personal Data” is any information which can be used to identify you or from which you are identifiable. This includes but is not limited to your name, nationality, telephone number, bank and credit card details, personal interests, email address, your image, government-issued identification numbers, biometric data, race, date of birth, marital status, religion, health information, vehicle and insurance information.
We collect Personal Data about you in the ways listed below. We may also combine the collected Personal Data with other Personal Data in our possession.
You provide your Personal Data to us
We collect your Personal Data when you voluntarily provide it to us. For example, you may provide your Personal Data to us when you:
Personal Data may be collected through the normal operation of our Apps, Websites, Services. Some examples are:
When we collect Personal Data from other sources, we make sure that that data is transferred to us in accordance with applicable laws. Such sources include:
Some of the information that we collect is sensitive in nature. This includes information such as national ID numbers, race, marital status, and your health or religious beliefs. We only collect this information when this is necessary to comply with legal or regulatory requirements.
Some HOI partners may use mobile cameras to take personal information such as identification card and vehicle grant. The use of such camera is not endorsed or prohibited by HOI. The collection, use and disclosure of Personal Data obtained from personal mobile cameras is the responsibility of the relevant partner. Please check with the relevant partner if you have any queries about their use of personal cameras.
As a parent or legal guardian, please do not allow minors under your care to submit Personal Data to HOI. In the event that such Personal Data of a minor is disclosed to HOI, you hereby consent to the processing of the minor’s Personal Data and accept and agree to be bound by this Policy and take responsibility for his or her actions.
In some situations, you may provide Personal Data of other individuals (such as your spouse, family members or friends) to us. For example, you may add them as your emergency contact. If you provide us with their Personal Data, you represent and warrant that you have and you have obtained their consent for their Personal Data to be collected, used and disclosed as set out in this Policy.
HOI may use, combine and process your Personal Data for the following purposes (“Purposes”).
Your Personal Data will be used to provide, personalise, maintain and improve our products and services. This includes using your Personal Data to:
We use your data to ensure the safety and security of our services and all users. This includes:
We use Personal Data to resolve customer support issues. For example, we may:
We may use the Personal Data we collect for testing, research, analysis and product development. This allows us to understand and analyse your needs and preferences, protect your personal data, improve and enhance the safety and security of our services, develop new features, products and services, and facilitate insurance and finance solutions.
We may use the Personal Data we collect to investigate and resolve claims or disputes, or as allowed or required by applicable law
We may also use your Personal Data when we are required, advised, recommended, expected or requested to do so by our legal advisors or any local or foreign legal, regulatory, governmental or other authority.
For example, we may use your Personal Data to:
We may also use your Personal Data in connection with mergers, acquisitions, joint ventures, sale of company assets, consolidation, restructuring, financing, business asset transactions, or acquisition of all or part of our business by another company.
We may use your Personal Data to market HOI and HOI’s partners’ sponsors’ and advertisers’ products, services, events or promotions. For example, we may:
send you alerts, newsletters, updates, mailers, promotional materials, special privileges, festive greetings; and notify, invite and manage your participation in our events or activities; We may communicate such marketing to you by post, telephone call, short message service, online messaging service, push notification by hand and by email.
If you wish to unsubscribe to the processing of your Personal Data for marketing and promotions, please click on the unsubscribe link in the relevant email or message. Alternatively, you may also update your preferences in our App settings.
We may share Personal Data with various parties for the Purposes. These parties include:
For example, if you are a customer, we may share your locations with referrals.
If you are a referral, we may share your Personal Data with your customer including your name and photo; your average rating, full name and age.
For example, we may share a customer name and information with third parties (insurers, reinsurers) when a customer uses Customer Service feature or activates the Renew Automatically.
We share Personal Data with our subsidiaries, associated companies, jointly controlled entities and affiliates.
We may provide Personal Data to our vendors, consultants, marketing partners, research firms, and other service providers or business partners. This includes:
We may share your Personal Data with our legal advisors, law enforcement officials, government authorities and other third parties.
Your Personal Data may be transferred from country, state and city (“Home Country”) in which you are present while using our services to another country, state and city (“Alternate Country”). You understand and consent to the transfer of your Personal Data from your Home Country to the Alternate Country.
Additionally, we may share non-personally identifiable Personal Data with third parties, such as location data, advertising identifiers, or a cryptographic hash of a common account identifier (such as an email address), to facilitate the display of targeted advertising.
If you do not wish for your Personal Data to be collected via Cookies on the Websites, you may deactivate cookies by adjusting your internet browser settings to disable, block or deactivate cookies, by deleting your browsing history and clearing the cache from your internet browser. You may also be able to limit our sharing of some of this Personal Data through your mobile device settings, or by submitting your details here.
HOI shall have the right to modify, update or amend the terms of this Policy at any time by placing the updated Policy on the Websites. By continuing to use the Apps, Websites or Services, purchase products from HOI or continuing to communicate or engage with HOI following the modifications, updates or amendments to this Policy, you signify your acceptance of such modifications, updates or amendments.
If you have any queries about your personal data, please contact us at:
House Of Insurance
HOI Services Sdn Bhd. (1178295-w)
C-02-01, iTech Tower, Jalan Impact,
Cyber 6, 63000, Cyberjaya, Selangor.
The original of this Privacy Statement is written in the English. In the event of any conflict between the English and other language versions, the English version shall prevail.